Last updated: August 2026
These Terms of Use ("Terms") govern your access to and use of this website, operated by Envero Life LLC ("Envero Life," "we," "us," or "our"). By using this site or submitting a form, you agree to these Terms. If you do not agree, please do not use this site.
Envero Life LLC is a licensed insurance agency that operates as a marketing and referral partner, connecting business owners, professionals, and CPA firms with third-party defined benefit plan design, actuarial, and administration providers. We are not a plan administrator, actuary, law firm, CPA firm, or investment advisor. Any plan design, actuarial certification, funding, or administration is performed by independent third-party providers, not by Envero Life LLC.
Nothing on this website constitutes tax, legal, investment, or actuarial advice. Contribution limits, deductibility, and plan suitability depend on your specific facts and circumstances and are subject to IRS rules and annual actuarial certification. Illustrative examples, figures, and hypothetical scenarios on this site are for general education only, are not a quote or guarantee, and actual results will vary. You should consult your own CPA, tax advisor, attorney, and/or licensed actuary before making any decisions regarding a defined benefit plan.
Submitting a form on this site does not guarantee eligibility for, approval of, or specific outcomes from any defined benefit plan. All plan design and funding is subject to underwriting, actuarial certification, and the terms of the applicable third-party providers and carriers involved.
This site may reference or connect you with third-party plan design, actuarial, administration, or carrier partners. We do not control and are not responsible for the content, services, terms, or practices of any third party. Your engagement with any third-party provider is governed by that provider's own terms and privacy practices.
All content on this site, including text, graphics, logos, and design, is the property of Envero Life LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
You agree not to use this site for any unlawful purpose, to submit false or fraudulent information, to interfere with the site's operation, or to attempt to gain unauthorized access to our systems.
This site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by law, Envero Life LLC and its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this site, including any decisions made or actions taken based on information provided through this site or by third-party providers we connect you with.
These Terms are governed by the laws of the State of California, without regard to conflict of law principles, except where superseded by applicable federal law or the law of the state in which you reside for insurance regulatory purposes.
We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes constitutes acceptance of the updated Terms.
If you provide your mobile phone number and consent to receive text messages, the following terms apply in addition to the consent language on our forms:
Envero Life LLC
Email: info@enverolife.com
Phone: (323) 327-5365
This page is a general template and has not been reviewed by an attorney. Envero Life LLC operates as a licensed insurance agency across multiple states — please have these Terms reviewed by qualified legal counsel to confirm they meet your specific state and regulatory requirements before relying on them.